Terms and Conditions

Welcome to Bay Area Property Hub (the “Website”), operated by Surbhi Gupta, a licensed California real estate salesperson (CA DRE# 02314083) affiliated with eXp Realty of California, Inc. (CA DRE# 01878277), located at 2603 Camino Ramon, Suite 200, San Ramon, CA 94583 (the “Brokerage”). By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the Website.

1. Acceptance of Terms

By accessing, browsing, or using bayareapropertyhub.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. These Terms apply to all visitors, users, and others who access the Website.

2. About This Website

This Website is provided for general informational purposes regarding real estate services in the San Francisco Bay Area and surrounding regions. It is owned and maintained by Surbhi Gupta, a licensed real estate salesperson operating under the supervision of eXp Realty of California, Inc. All real estate services are provided through and under the Brokerage in accordance with California law.

3. No Professional Relationship Created

Your use of this Website, including submitting a contact or inquiry form, does not create an agency, fiduciary, broker-client, or other professional relationship between you and Surbhi Gupta or the Brokerage. A professional relationship is formed only through a separate written agreement signed by both parties. Information provided on this Website should not be relied upon as a substitute for professional real estate, legal, financial, or tax advice.

4. Property Listings and Information Accuracy

All property listings, prices, descriptions, square footage, lot sizes, features, availability, and related information are provided for informational purposes only and are believed to be accurate but are not guaranteed. Such information is often obtained from third-party sources, including multiple listing services (MLS), public records, and property owners, and is subject to change, errors, omissions, prior sale, or withdrawal without notice. You should independently verify all information before relying on it. Property availability status (including “Coming Soon,” “For Sale,” “Pending,” and “Sold”) may not reflect real-time conditions.

5. Equal Housing Opportunity / Fair Housing

Bay Area Property Hub is committed to compliance with all federal, state, and local fair housing laws, including the Federal Fair Housing Act and the California Fair Employment and Housing Act. We do not discriminate on the basis of race, color, religion, sex, gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, genetic information, or any other characteristic protected by law. All properties advertised on this Website are available on an equal opportunity basis.

6. Use of the Website

You agree to use this Website only for lawful purposes. You agree not to:

• Use the Website in any way that violates applicable laws or regulations;
• Attempt to gain unauthorized access to any portion of the Website or its systems;
• Use automated means (bots, scrapers, crawlers) to collect data or content without permission;
• Transmit any malware, viruses, or harmful code;
• Misrepresent your identity or affiliation;
• Use the Website to harass, abuse, or harm others;
• Reproduce, duplicate, copy, sell, or exploit any portion of the Website without express written permission.

7. Intellectual Property

Unless otherwise noted, all content on this Website — including text, graphics, logos, images, photographs, and design — is the property of Surbhi Gupta / Bay Area Property Hub or its content suppliers and is protected by applicable intellectual property laws. The “Houzez” theme and related elements are the property of their respective owners. You may not reproduce, distribute, or create derivative works from this content without prior written consent.

8. Communications Consent (Email, Phone, and Text)

By submitting your information through any form on this Website, you consent to be contacted by Surbhi Gupta and/or the Brokerage by email, telephone, and/or text message (SMS) at the contact information you provide, including through automated means, regarding your inquiry and related real estate services. Message and data rates may apply. Consent is not a condition of any purchase. You may opt out of communications at any time by replying “STOP” to text messages or by contacting us directly.

9. Third-Party Links and Services

This Website may contain links to third-party websites, tools, or services (such as mortgage calculators, MLS/IDX feeds, mapping services, or external listing platforms) that are not owned or controlled by us. We are not responsible for the content, accuracy, privacy practices, or availability of any third-party sites or services. Access and use of third-party resources are at your own risk and subject to their respective terms.

10. Mortgage and Financial Calculators

Any loan, mortgage, affordability, or financial calculators provided on this Website are for general estimation purposes only. The results are estimates and do not constitute a loan offer, pre-approval, financial advice, or a guarantee of any rate, term, or qualification. Actual loan terms depend on many factors and are determined solely by lenders. Consult a licensed mortgage professional for accurate figures.

11. Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Website will be uninterrupted, secure, error-free, or free of viruses or other harmful components.

12. Limitation of Liability

To the fullest extent permitted by law, Surbhi Gupta, Bay Area Property Hub, and eXp Realty of California, Inc. shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of (or inability to use) this Website, including reliance on any information provided, even if advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless Surbhi Gupta, Bay Area Property Hub, and eXp Realty of California, Inc. from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the Website or your violation of these Terms.

14. Privacy

Your use of the Website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. California residents may have additional rights under the California Consumer Privacy Act (CCPA). Please review the Privacy Policy for details.

15. Changes to These Terms

We reserve the right to modify or update these Terms at any time without prior notice. Changes are effective upon posting to the Website with an updated “Last Updated” date. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

16. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in California.

17. Contact Us

If you have any questions about these Terms, please contact:

Surbhi Gupta Bay Area Property Hub Real Estate Salesperson, CA DRE# 02314083 eXp Realty of California, Inc., CA DRE# 01878277 2603 Camino Ramon, Suite 200, San Ramon, CA 94583 Phone: 408-913-0477 Email: surbhi@bayareapropertyhub.com