Quick answer: California law requires sellers to disclose known material facts about a home’s condition. Key documents include the Transfer Disclosure Statement (TDS) and natural hazard disclosures. As a buyer, reading these carefully is one of the most important steps — they reveal known issues before you commit.
Key takeaways
- Sellers must disclose known material facts about the property.
- The TDS is a core California disclosure form.
- Natural hazard zones (flood, fire, seismic) are disclosed.
- Disclosures protect both buyer and seller.
- Read every disclosure carefully before removing contingencies.
Common California disclosures
- Transfer Disclosure Statement (TDS) — condition and known defects
- Natural Hazard Disclosure — flood, fire, and seismic zones
- Lead-based paint disclosure for older homes
- Local and HOA disclosures where applicable
Why disclosures matter to buyers
Disclosures surface known issues so you can make an informed decision — and negotiate or reconsider if needed. They’re also a legal record that protects both parties. If something is unclear, ask questions or bring in a specialist.
Reading them the right way
Review disclosures alongside your inspection report for the fullest picture. Thinking of selling? Our Home Seller’s Guide walks through every step. Have questions about your situation? Book a free consultation and we’ll help you plan the next step.
Frequently Asked Questions
What must sellers disclose in California?
Known material facts affecting the property’s value or desirability, provided through forms like the Transfer Disclosure Statement and natural hazard disclosures.
What is the TDS?
The Transfer Disclosure Statement — a California form where the seller discloses the home’s condition and known defects.
Do sellers have to disclose deaths or hazards?
California has specific rules; sellers must disclose known material facts and certain hazard-zone information. Ask your agent about specifics.
What if a seller hides a known problem?
Failing to disclose known material defects can expose a seller to liability. That’s why written disclosures matter for both sides.
Should buyers read every disclosure?
Absolutely. Reviewing disclosures with your inspection report is essential before you remove contingencies.
Written by Surbhi Gupta, REALTOR® · CA DRE# 02314083 · eXp Realty of California, Inc. Serving Fremont, Union City, Newark, Hayward & Milpitas. This article is for general education, not financial advice — confirm current figures with a licensed professional.
